Working hard for some first time home buyers – they were worried they wouldnt qualify as Mrs is expecting, but GUESS WHAT – no problem. Some of my lenders will use 60% of her salaried income to qualify, or up to 100% if you have a guaranteed start date! They were worried that if we can them a higher house cost whether they would be ‘house poor’ – they had questions I had answers. I presented them with the numbers they wanted to see. They determined what they could afford payment wise and we went backwards to calculate their purchase price. We will get them into the home they want and get it ready in time for baby! How awesome is that?!